Before this, my numbers lived in three spreadsheets and a notes app. Nothing was wrong with Excel, but I kept losing the big picture: net worth, monthly cash flow, and whether I was actually moving toward the goals I said I cared about.
Why I tried it
My Wealth is a Windows app that keeps the portfolio in a local file. That mattered to me. I could add real estate, cash, funds, and crypto in one view, then check allocation and history without creating yet another online account.
What changed in practice
The Situation view became my weekly habit. I update a few values, glance at unrealized gains, and see how each asset family moved. Budgeting finally felt connected to goals instead of floating as a separate list of expenses.
Passive income estimates were surprisingly useful. Even a rough monthly total next to a target made it clearer what still needed work.
What I liked most
Control. The file stays on my computer. Connected market data is optional, so I can work offline for the basics and refresh prices only when I want to. Optional encryption is there if the file needs extra protection.
What I’m still learning
I still enter some numbers manually, and that takes a little discipline. Once the first portfolio was set up, though, weekly check-ins got fast. For me, that trade-off is worth keeping financial data local.
Personal experience only — not financial advice. My Wealth is software for organizing and reviewing your own wealth records.